The e-labor portal for unorganized sector employees was recently launched by the Modi government. In just four weeks, more than 1 crore unorganized employees have registered on the portal. If you have no idea, let us know that the person who registers on this portal will get free accident insurance of Rs 2 lakh.
Contingency insurance premium for the first year will be credited by the Ministry of Labor upon registration on the e-Labor portal. This insurance plan is a government accidental policy. Under this scheme, any person who is registered in this insurance scheme is given proper compensation in case of accidental death and any injury in the accident. This scheme is renewed every year.
There are three types of benefits available in this scheme. The first benefit is related to accidental death. If the insured dies, the nominee will get Rs 2 lakh. Apart from this, even if a person loses both his arms, legs or eyes in an accident, he will get a benefit of Rs 2 lakh. If he loses sight in one eye or is crippled in one leg or arm, he will get a benefit of Rs 1 lakh.
The annual premium will be Rs. 12:
The annual premium of this plan is only Rs. The scheme is auto renewed every year so it has to be renewed at appropriate time intervals. The minimum age limit for this scheme is 18 years and the maximum age limit is 70 years. If one has more than one bank account, he can avail this scheme from one of the accounts of any one bank.
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